Business Credit Card

A Convenient Cash Management Tool

Crescent State Bank offers business owners the convenience of a credit card designed for business purchases. The Business Advantage card from MasterCard® or Visa® is a financial and cash management tool that can save you money. Use the Business Advantage card to pay for everything from office supplies to airline tickets, hotel accommodations, car rentals and much more.

Benefits of a Business Advantage Card:

Revolving Balance Option
Low Variable Annual Percentage Rate
Automatic payment/ WebPay options
Visa Business Card - Earn Visa Extras rewards
Mastercard Business Card - Interest-Free grace period, Minimal Annual Fees
Payment Options (Consolidated/Individual Pay)
Individualized cards and spending limits
Auto Rental Insurance

Customized Reporting Options

You have several reporting options with the Business Advantage card including detailed monthly, quarterly or annual management information system reports that consolidate spending by merchants. This feature lets you negotiate more favorable travel and entertainment rates from hotels and airlines, track business-related expenses and simplify your tax preparations.

Consolidated Pay

Business writes one check to pay account regardless of the number of cardholders
All accounts roll to umbrella account at month-end
Business receives one statement
Transactions broken down by cardholder

Individual Pay

Business or the employee of the business writes separate check to pay each account
All account numbers are tied together through the same numbering scheme
Statements issued for each cardholder
Transactions broken down by cardholder

To find out more about how a business credit card can simplify the management of your company's expenses, call or visit your nearest neighborhood location today.

*Subject to credit approval