Personal Checking Account Comparisons

Crescent Freedom Crescent Club Crescent Gold Crescent Plus Crescent Platinum
Minimum Deposit to Open the Account $100 $100 $100 $200 $200
Minimum Balance to Avoid Monthly Service Charge N/A $500 or a combined daily balance of $1,000 in savings, CDs or money market accounts. N/A $750 or a combined daily balance of $2,500 in savings, CDs or money market accounts. $7,500 in combination with savings, CDs or money market accounts or $15,000 in outstanding consumer loans.
Monthly Service Charge N/A $10 N/A $10 $20
Rate Tiers N/A N/A N/A N/A $0 to $9,999.99 $10,000 and above
Interest Bearing? no no yes yes yes
Unlimited Check Writing? yes yes yes yes yes
Unlimited Withdrawals? yes yes yes yes yes
Unlimited Debit Card Transactions? yes yes yes yes yes
Free ATM Use? yes yes yes yes yes
Overdraft Protection? yes yes yes yes yes
Small Safe Deposit Box Discount? no no no $15 credit toward larger box no free 3 x 5
Free Cashiers Checks? no 3 free no no 5 free
Free Wallet/Duplicate Checks? no yes yes no yes
Free Online Banking? yes yes yes yes yes
Free Online BillPay? yes yes yes yes yes
Discounted Loan Rates?** no yes no yes yes
Free Traveler's Checks? no yes no no yes
Unlimited Transactions? yes yes yes yes yes
What Other Benefits Do I Receive? 24 hour telephone banking 24 hour telephone banking 24 hour telephone banking 24 hour telephone banking 24 hour telephone banking
Restrictions? no no Age 50 & over free no no
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