Certificate of Deposit

With its competitive rates and flexible terms, a Crescent Certificate of Deposit can be an ideal short or long-term investment. For added savings, interest may be reinvested in your certificate or deposited to an account. Interest rates are tiered so you can earn a higher rate on larger balances.

Open a CD account online:

Call or stop by your neighborhood location.

Current Rates

as of August 27, 2010

Term of Deposit
Balance of
$0 - $9,999
Balance of
$10,000- $49,999
Balance of
$50,000 - $99,999
Balance of
$100,000 & greater
Rate APY Rate APY Rate APY Rate APY
7-30 Days 0.10% 0.10% 0.15% 0.15% 0.20% 0.20% 0.25% 0.25%
31-90 Days 0.15% 0.15% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
91-180 Days 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
181-364 Days 0.40% 0.40% 0.45% 0.45% 0.50% 0.50% 0.55% 0.55%
12-17 Months 0.65% 0.65% 0.70% 0.70% 0.75% 0.75% 0.80% 0.80%
18-23 Months 0.80% 0.80% 0.85% 0.85% 0.90% 0.90% 0.95% 0.95%
24-35 Month 0.95% 0.95% 1.00% 1.00% 1.04% 1.05% 1.09% 1.10%
36-47 Months 1.34% 1.35% 1.39% 1.40% 1.44% 1.45% 1.49% 1.50%
48-59 Months 1.59% 1.60% 1.64% 1.65% 1.69% 1.70% 1.73% 1.75%
60 Months 1.83% 1.85% 1.88% 1.90% 1.93% 1.95% 1.98% 2.00%