Current Rates

as of May 1, 2008

Checking Accounts:

Rates for other Crescent State Bank Checking Accounts are available call your local office to inquire.

*Rates are variable and subject to change. Other fees may apply. Fees could reduce your earnings.

Account Description
Interest Rate
Annual Percentage Yield
Crescent PLUS
Minimum Deposit to Open: $200
0.05% 0.05%

Crescent Gold
Minimum Deposit to Open: $100
Limited to customers age 50 and older

0.05% 0.05%
Crescent Platinum
Balances of $0 - $9,999
0.10% 0.10%
Crescent Platinum
Balances of $10,000 and Greater
0.20% 0.20%

Savings Accounts:

Rates for other Crescent State Bank Savings Accounts are available call your local office to inquire.

*Minimum deposit of $100.00 to open account. Average monthly balance of $2,500 in checking account required to avoid service charge. Rates are variable and subject to change. Other fees may apply. Fees could reduce your earnings.

Account Description
Interest Rate
Annual Percentage Yield
Crescent Personal Savings 0.35% 0.35%
Crescent Platinum Savings**
Balance of $0 - $24,999
0.20% 0.20%
Crescent Platinum Savings**
Balance of $25,000 or greater
1.98% 2.00%
Crescent Money Maker
Balance of $0 - $9,999
0.25% 0.25%
Crescent Money Maker
Balance of $10,000- $24,999
0.60% 0.60%
Crescent Money Maker
Balance of $25,000 - 49,999
0.90% 0.90%
Crescent Money Maker
Balance of $50,000 - $99,999
1.39% 1.40%
Crescent Money Maker
Balance of $100,000 or greater
1.98% 2.00%

Certificates of Deposit:

$500 minimum deposit to open.

*Substantial penalty for early withdrawal

Term of Deposit
Balance of
$0 - $9,999
Balance of
$10,000- $49,999
Balance of
$50,000 - $99,999
Balance of
$100,000 & greater
RateAPYRateAPYRateAPYRateAPY
7-30 Days 2.03% 2.05% 2.08% 2.10% 2.13% 2.15% 2.18% 2.20%
31-90 Days 2.42% 2.45% 2.47% 2.50% 2.52% 2.55% 2.57% 2.60%
91-180 Days 2.71% 2.75% 2.76% 2.80% 2.81% 2.85% 2.86% 2.90%
181-364 Days 3.05% 3.10% 3.10% 3.15% 3.15% 3.20% 3.20% 3.25%
12-17 Months 3.15% 3.20% 3.20% 3.25% 3.25% 3.30% 3.30% 3.35%
18-23 Months 3.39% 3.45% 3.44% 3.50% 3.49% 3.55% 3.54% 3.60%
24-35 Month 3.44% 3.50% 3.49% 3.55% 3.54% 3.60% 3.59% 3.65%
36-47 Months 3.87% 3.95% 3.92% 4.00% 3.97% 4.05% 4.02% 4.10%
48-59 Months 4.11% 4.20% 4.16% 4.25% 4.21% 4.30% 4.26% 4.35%
60 Months 4.26% 4.35% 4.31% 4.40% 4.35% 4.45% 4.40% 4.50%